We are dedicated to providing protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. Our competitive auto insurance coverage includes:
- Liability: This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission.
- Collision: Covers damage to your vehicle in an accident, this is generally optional unless your car is financed or leased
- Comprehensive: Covers damage to your vehicle for losses resulting from things other than collision, such as damage from fire, theft, falling objects, windstorm or hail, collision with birds or animals and glass breakage.
- Uninsured Motorist: Covers damages due to bodily injury that you and other passengers of your vehicle are legally entitled to from another driver who is not insured
- Combined Uninsured Motorist: Covers damages due to bodily injury that you and other passengers of your vehicle are legally entitled to from another driver who is not insured or underinsured.
- Medical Payments: Covers necessary expense for medical or funeral services provided to you and your passengers as a result of an accident.
Optional coverage and discounts are also available:
- Towing and Labor
- Loss of Use
- Audio, Visual, and Data Electronic Equipment
- Original Equipment Manufacturer Parts
- Customizing Equipment
Personal Umbrella Liability:
We hope you are never sued! But if you are held personally accountable and legally liable for certain injuries or property damage, we are here to help you be prepared with the extra coverage you need. The best way to be prepared is with a personal umbrella liability policy. Did you know you could be legally liable for the following?
- Auto Ownership: Car accidents with uninsured motorists coverage if you or family members are not liable (Some coverage is by endorsement)
- Home Ownership: Accidental falls on your property, swimming pool accidents, home playground mishaps (Some coverage is by endorsement)
- Recreational Activities: Accidents involving boat, ATV, Snowmobile, Jet ski or other watercraft, golf course injuries (Some coverage is by endorsement)
- Personal Activities: Libel and slander, invasion of privacy (Some coverage is by endorsement)
We want to ensure you’re prepared:
Our Personal Liability policy was designed with your interests in mind. All this and more with no extra expenses! If an accident occurs in your apartment, you do not want to be held liable for injury or damage to the property of others. We take the worrying out of the situation for you. We are dedicated to helping make sure you’re prepared to meet those unexpected expenses, including paying medical bills and covering the cost of defending a claim against you. We are not only affordable but offer additional coverage for you and your family if the other party is uninsured or has minimal coverage.
- What happens when an unexpected death arises?
In order to provide financial support to loved ones, get protected with life insurance.
- Are you continuously preparing for the future and retirement?
Let life insurance help speed up your preparation. - What if you lost all of your assets you worked so hard to preserve?
Let life insurance protect you from tragedies.
Identity Theft:
If your identity is stolen how would you reclaim it? With Identity theft coverage you are secure for up to $25,000 for expenses incurred. In addition to the security for expenses this coverage includes a service aspect to assist you with all the tasks to restore your identity including credit monitoring for early detection. Don’t wait before it is too late protect your identity today.
Coverage for your Toys:
Motorcycle/ATV Insurance: Options for you and your cycle:
- Collision
- Theft
- Vandalism
- Damage caused by uninsured or underinsured drivers
- Additional coverage options may include custom equipment, medical payments, towing and labor
Boat Insurance:
Community Insurance Group covers your boat on the water and on the road. Protect your boat from damage and theft: We offer many boat insurance coverage options so you can get the coverage that’s right for you.
- Physical Damage
- Personal Valuables
- On-water towing
- Rental reimbursement
- Roadside assistance
- Fishing equipment
Protecting yourself, your family and others:
We can help pay legal and medical expenses if you’re at fault in an accident:
- Medical payments
- Payment of the cost of defending claims against you
- Uninsured /underinsured boaters
Jet Skis:
It is important to know that personal watercraft are typically not covered by homeowners or auto insurance. If they are covered it is typically a very low coverage limit. We recommend to be fully covered that you purchase a watercraft policy which covers the following:
- Bodily Injury
- Property Damage
- Guest passenger liability
- Medical Payments
- Theft
RV’s and Campers:
Just some of the ways we can cover you and your RV/Camper:
- Body Injury and Property Damage Liability
- Medical Payments
- Comprehensive and Collision Options
