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Bet you didn’t know:
Your landlord’s insurance policy probably only covers the building you are living in. In fact, you face risks that you are not even aware of.

Please answer the following:

Canyouafford to replace all of your personal possessions (including clothes) if your building has a fire?

Canyouafford to replace all of your electronics if lightening strikes?

Canyouafford to pay the medical bills for someone who was injured in your home?

Canyouafford to pay your temporary living expenses if your home is damaged?

Canyoupay the landlord or other residents if you left your iron on and it caused a fire?

You may take caution to care for your home and it’s surroundings, but how about your neighbors? Are they as responsible as you are? You face the risk of your neighbor causing a fire, and they may not have coverage to pay for your possessions.
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